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	<title>OvationNation – Ovation Benefits Blog &#187; Healthcare Reform</title>
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	<link>http://www.ovationbenefits.com/blog</link>
	<description>We Are Trailblazers in the World of Employee Benefits</description>
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		<title>Register Today for Health Reform Webinar</title>
		<link>http://www.ovationbenefits.com/blog/2011/07/register-today-for-health-reform-webinar/</link>
		<comments>http://www.ovationbenefits.com/blog/2011/07/register-today-for-health-reform-webinar/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 15:54:04 +0000</pubDate>
		<dc:creator>Allison Lantieri</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[webinars]]></category>
		<category><![CDATA[claim reviews. rescission]]></category>
		<category><![CDATA[compliance]]></category>
		<category><![CDATA[DOL]]></category>
		<category><![CDATA[DOMA]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[executive compensation]]></category>
		<category><![CDATA[GINA]]></category>
		<category><![CDATA[grandfathering]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[Health reform]]></category>
		<category><![CDATA[Proskauer]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=813</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2011/07/register-today-for-health-reform-webinar/' addthis:title='Register Today for Health Reform Webinar ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>Proskauer Health Reform Webinar: Impact on Employees TUESDAY JULY 19, 2011 11:00 AM &#8211; 12:00PM We are pleased to offer this free, one-hour webinar to our clients and prospects. Hear up-to-date information from Stacy Barrow, Associate at Proskauer, Rose LLC, &#8230; <a href="http://www.ovationbenefits.com/blog/2011/07/register-today-for-health-reform-webinar/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2011/07/register-today-for-health-reform-webinar/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Change Can Be Easy If You Simplify the Plan</title>
		<link>http://www.ovationbenefits.com/blog/2011/05/change-can-be-easy-if-you-simplify-the-plan/</link>
		<comments>http://www.ovationbenefits.com/blog/2011/05/change-can-be-easy-if-you-simplify-the-plan/#comments</comments>
		<pubDate>Mon, 23 May 2011 12:41:55 +0000</pubDate>
		<dc:creator>Allison Lantieri</dc:creator>
				<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Personal Change]]></category>
		<category><![CDATA[Workforce Health]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=787</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2011/05/change-can-be-easy-if-you-simplify-the-plan/' addthis:title='Change Can Be Easy If You Simplify the Plan ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>Sometimes when we are tasked with making a change, any change, we tend to get mired in the “how” when we should be focused on the “what.” We want to lose ten pounds, we want to change jobs, we want &#8230; <a href="http://www.ovationbenefits.com/blog/2011/05/change-can-be-easy-if-you-simplify-the-plan/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2011/05/change-can-be-easy-if-you-simplify-the-plan/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Hey Grad: Drink Up&#8230;it&#8217;s Half-full!</title>
		<link>http://www.ovationbenefits.com/blog/2011/05/hey-grad-drink-up-its-half-full/</link>
		<comments>http://www.ovationbenefits.com/blog/2011/05/hey-grad-drink-up-its-half-full/#comments</comments>
		<pubDate>Thu, 05 May 2011 03:17:44 +0000</pubDate>
		<dc:creator>Bill Carew</dc:creator>
				<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Personal Change]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=772</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2011/05/hey-grad-drink-up-its-half-full/' addthis:title='Hey Grad: Drink Up&#8230;it&#8217;s Half-full! ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>If you have a child graduating from college this year, would you ever in you’re right mind suggest that they consider a career in health insurance?   Seriously.  Even before the passage of the health reform legislation last year, our world &#8230; <a href="http://www.ovationbenefits.com/blog/2011/05/hey-grad-drink-up-its-half-full/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2011/05/hey-grad-drink-up-its-half-full/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why Workforce Health?</title>
		<link>http://www.ovationbenefits.com/blog/2011/04/a-friday-chat-with-ceo-bill-carew-about-workforce-health/</link>
		<comments>http://www.ovationbenefits.com/blog/2011/04/a-friday-chat-with-ceo-bill-carew-about-workforce-health/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 15:43:58 +0000</pubDate>
		<dc:creator>Allison Lantieri</dc:creator>
				<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Workforce Health]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=751</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2011/04/a-friday-chat-with-ceo-bill-carew-about-workforce-health/' addthis:title='Why Workforce Health? ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>We&#8217;ve talked a little bit on our website about Workforce Health, and we have been posting here on the blog about it, but I thought you might appreciate hearing more about it from our CEO, Bill Carew. I interviewed him &#8230; <a href="http://www.ovationbenefits.com/blog/2011/04/a-friday-chat-with-ceo-bill-carew-about-workforce-health/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2011/04/a-friday-chat-with-ceo-bill-carew-about-workforce-health/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Death, Be Not Proud</title>
		<link>http://www.ovationbenefits.com/blog/2011/03/death-be-not-proud/</link>
		<comments>http://www.ovationbenefits.com/blog/2011/03/death-be-not-proud/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 19:38:39 +0000</pubDate>
		<dc:creator>Allison Lantieri</dc:creator>
				<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Workforce Health]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=707</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2011/03/death-be-not-proud/' addthis:title='Death, Be Not Proud ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>&#8220;Death, Be Not Proud,” by John Donne, is among the most famous and beloved poems in English literature.   It’s time to incorporate this poem title into a message that will responsibly serve our fellow Americans. In the wake of the &#8230; <a href="http://www.ovationbenefits.com/blog/2011/03/death-be-not-proud/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2011/03/death-be-not-proud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Big Pharma Kicks In for My Mom (and Me!)</title>
		<link>http://www.ovationbenefits.com/blog/2011/01/big-pharma-kicks-in-for-mom/</link>
		<comments>http://www.ovationbenefits.com/blog/2011/01/big-pharma-kicks-in-for-mom/#comments</comments>
		<pubDate>Thu, 27 Jan 2011 22:34:54 +0000</pubDate>
		<dc:creator>Bill Carew</dc:creator>
				<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Special People]]></category>
		<category><![CDATA[Donut Hole]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medicare D]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=656</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2011/01/big-pharma-kicks-in-for-mom/' addthis:title='Big Pharma Kicks In for My Mom (and Me!) ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>This post is for my Mom, who had the pleasure of visiting the so-called “Donut Hole” in Medicare D last year. ..Lucky Lady!! One of the most immediate benefits included in the health reform law was the $250 rebate paid &#8230; <a href="http://www.ovationbenefits.com/blog/2011/01/big-pharma-kicks-in-for-mom/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2011/01/big-pharma-kicks-in-for-mom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will You Drop Your Coverage?</title>
		<link>http://www.ovationbenefits.com/blog/2010/12/will-you-drop-your-coverage/</link>
		<comments>http://www.ovationbenefits.com/blog/2010/12/will-you-drop-your-coverage/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 12:17:27 +0000</pubDate>
		<dc:creator>Bill Carew</dc:creator>
				<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Unintended Consequences]]></category>
		<category><![CDATA[2014]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=615</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2010/12/will-you-drop-your-coverage/' addthis:title='Will You Drop Your Coverage? ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>It’s the ultimate “unintended consequence”. Beginning in 2014, the health reform law requires employers with more than 50 employees to pay a penalty if they do not offer health insurance coverage.  The penalty is: (Total # of Full-time Employees – &#8230; <a href="http://www.ovationbenefits.com/blog/2010/12/will-you-drop-your-coverage/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2010/12/will-you-drop-your-coverage/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Both Sides Chipping Away at PPACA</title>
		<link>http://www.ovationbenefits.com/blog/2010/12/both-sides-chipping-away-at-ppaca/</link>
		<comments>http://www.ovationbenefits.com/blog/2010/12/both-sides-chipping-away-at-ppaca/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 15:08:56 +0000</pubDate>
		<dc:creator>Bill Carew</dc:creator>
				<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[Republicans]]></category>
		<category><![CDATA[Tea Party]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=603</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2010/12/both-sides-chipping-away-at-ppaca/' addthis:title='Both Sides Chipping Away at PPACA ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>When the new Republican led House convenes in January, healthcare reform and the PPACA will no doubt rise to the top of the conversation. Tea Partiers are stressing repeal and a comprehensive debate on a new reform package, while rank &#8230; <a href="http://www.ovationbenefits.com/blog/2010/12/both-sides-chipping-away-at-ppaca/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2010/12/both-sides-chipping-away-at-ppaca/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Court Ruling Strikes Individual Mandate</title>
		<link>http://www.ovationbenefits.com/blog/2010/12/court-ruling-strikes-individual-mandate/</link>
		<comments>http://www.ovationbenefits.com/blog/2010/12/court-ruling-strikes-individual-mandate/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 16:20:50 +0000</pubDate>
		<dc:creator>Bill Carew</dc:creator>
				<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Individual Mandate]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=609</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2010/12/court-ruling-strikes-individual-mandate/' addthis:title='Court Ruling Strikes Individual Mandate ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>Welcome back&#8211;my hibernation is over early and health reform is once again the reason!  What does the Federal Court ruling in Virginia mean for healthcare reform?  Is this a bump in the road, or the beginning of the end?  Judge &#8230; <a href="http://www.ovationbenefits.com/blog/2010/12/court-ruling-strikes-individual-mandate/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.ovationbenefits.com/blog/2010/12/court-ruling-strikes-individual-mandate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Siezing Control: 5 Steps for Employers to Achieve a Competitive Advantage</title>
		<link>http://www.ovationbenefits.com/blog/2010/05/siezing-control-5-steps-for-employers/</link>
		<comments>http://www.ovationbenefits.com/blog/2010/05/siezing-control-5-steps-for-employers/#comments</comments>
		<pubDate>Thu, 13 May 2010 21:08:26 +0000</pubDate>
		<dc:creator>Bill Carew</dc:creator>
				<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Competitive Market]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Self-Insure]]></category>
		<category><![CDATA[Wellness]]></category>

		<guid isPermaLink="false">http://www.ovationbenefits.com/blog/?p=534</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://www.ovationbenefits.com/blog/2010/05/siezing-control-5-steps-for-employers/' addthis:title='Siezing Control: 5 Steps for Employers to Achieve a Competitive Advantage ' ><a href="//addthis.com/bookmark.php?v=250&#38;username=xa-4d2b47597ad291fb" class="addthis_button_compact">Share</a><span class="addthis_separator">&#124;</span><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a></div>The financial impact of healthcare reform will be to increase expenses in the system by an additional .9% per year, (per the CMS Office of the Actuary), and by as much as 10% to 20% for employers over the next &#8230; <a href="http://www.ovationbenefits.com/blog/2010/05/siezing-control-5-steps-for-employers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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