We approach each employee benefit plan as an opportunity to advance the business interests of your organization. We take the time to understand our clients' challenges, from cost drivers and risk factors to core business initiatives. This allows us to design plans that are in harmony with the corporate climate and achieve specific financial targets.

Cigna's self-funding solutions have helped companies with fewer than 250 employees(*) save money for more than 25 years:

As many as 700 of Cigna's smaller self-funding clients renew with us each month.**

The average tenure for Cigna self-funded clients is 6 years **

2 out of 3 self-funding Cigna clients were in a surplus cash flow position at the plan year end and had money left for future health costs.***

Other health insurance companies are just now beginning to offer self-funded health plans.

Do you want to go with a company just starting to build a solution?

Or do you want to work with Cigna – the company with proven results?

For more information, contact:

Michael Garner, Consultant, Ovation
800.364.7575, ext. 210
michael.garner@ovationbenefits.com

Offered by: Connecticut General Life Insurance Company or Cigna Health and Life Insurance Company.

*Cigna offers group health insurance coverage to employers with 51–250 employees, as well as administrative services for self-funded plans. In most states, Cigna administers self-funded plans to employers with as few as 25 employees.

In New Hampshire, New York, North Carolina, Oregon and Utah, Cigna administers self-funded plans only for employers with more than 50 employees.

**Cigna internal data for the 2011 year

***Cigna internal data for clients with plan years 2009-2011

“Cigna” is a registered service mark, and the “Tree of Life” logo, “GO YOU”, “Level Funding”, and “Graded Funding” are service marks, of Cigna Intellectual Property, Inc., licensed for use by Cigna Corporation and its operating subsidiaries. All products and services are provided by or through such operating subsidiaries, including Connecticut General Life Insurance Company and Cigna Health and Life Insurance Company, and not by Cigna Corporation.

Cigna Corporate Headquarters | 900 Cottage Grove Road | Bloomfield, CT 06002